|   INTEREST RATE  |  |||||||||
|   YEARS  |    4.8%  |    5.0%  |    5.2%  |    5.4%  |    5.6%  |    5.8%  |    6.0%  |    6.2%  |    6.4%  |  
|   
  |  |||||||||
|   1  |    .954199  |    .952381  |    .950570  |    .948767  |    .946970  |    .945180  |    .943396  |    .941620  |    .939850  |  
|   2  |    .910495  |    .907029  |    .903584  |    .900158  |    .896752  |    .893364  |    .889996  |    .886648  |    .883317  |  
|   3  |    .868793  |    .863838  |    .858920  |    .854040  |    .849197  |    .844390  |    .839619  |    .834885  |    .830185  |  
|   4  |    .829001  |    .822702  |    .816464  |    .810285  |    .804163  |    .798100  |    .792094  |    .786144  |    .780249  |  
|   5  |    .791031  |    .783526  |    .776106  |    .768771  |    .761518  |    .754348  |    .747258  |    .740248  |    .733317  |  
|   
  |  |||||||||
|   6  |    .754801  |    .746215  |    .737744  |    .729384  |    .721135  |    .712994  |    .704961  |    .697032  |    .689208  |  
|   7  |    .720230  |    .710681  |    .701277  |    .692015  |    .682893  |    .673908  |    .665057  |    .656339  |    .647752  |  
|   8  |    .687242  |    .676839  |    .666613  |    .656561  |    .646679  |    .636964  |    .627412  |    .618022  |    .608789  |  
|   9  |    .655765  |    .644609  |    .633663  |    .622923  |    .612385  |    .602045  |    .591898  |    .581942  |    .572170  |  
|   10  |    .625730  |    .613913  |    .602341  |    .591009  |    .579910  |    .569041  |    .558395  |    .547968  |    .537754  |  
|   
  |  |||||||||
|   11  |    .597071  |    .584679  |    .572568  |    .560729  |    .549157  |    .537846  |    .526788  |    .515977  |    .505408  |  
|   12  |    .569724  |    .556837  |    .544266  |    .532001  |    .520036  |    .508361  |    .496969  |    .485854  |    .475007  |  
|   13  |    .543630  |    .530321  |    .517363  |    .504745  |    .492458  |    .480492  |    .468839  |    .457490  |    .446436  |  
|   14  |    .518731  |    .505068  |    .491790  |    .478885  |    .466343  |    .454151  |    .442301  |    .430781  |    .419582  |  
|   15  |    .494972  |    .481017  |    .467481  |    .454350  |    .441612  |    .429255  |    .417265  |    .405632  |    .394344  |  
|   
  |  |||||||||
|   16  |    .472302  |    .458112  |    .444374  |    .431072  |    .418194  |    .405723  |    .393646  |    .381951  |    .370624  |  
|   17  |    .450670  |    .436297  |    .422408  |    .408987  |    .396017  |    .383481  |    .371364  |    .359653  |    .348331  |  
|   18  |    .430028  |    .415521  |    .401529  |    .388033  |    .375016  |    .362458  |    .350344  |    .338656  |    .327379  |  
|   19  |    .410332  |    .395734  |    .381681  |    .368153  |    .355129  |    .342588  |    .330513  |    .318885  |    .307687  |  
|   20  |    .391538  |    .376889  |    .362815  |    .349291  |    .336296  |    .323807  |    .311805  |    .300268  |    .289179  |  
|   
  |  |||||||||
|   21  |    .373605  |    .358942  |    .344881  |    .331396  |    .318462  |    .306056  |    .294155  |    .282739  |    .271785  |  
|   22  |    .356494  |    .341850  |    .327834  |    .314417  |    .301574  |    .289278  |    .277505  |    .266232  |    .255437  |  
|   23  |    .340166  |    .325571  |    .311629  |    .298309  |    .285581  |    .273420  |    .261797  |    .250689  |    .240073  |  
|   24  |    .324586  |    .310068  |    .296225  |    .283025  |    .270437  |    .258431  |    .246979  |    .236054  |    .225632  |  
|   25  |    .309719  |    .295303  |    .281583  |    .268525  |    .256096  |    .244263  |    .232999  |    .222273  |    .212060  |  
|   
  |  |||||||||
|   26  |    .295533  |    .281241  |    .267664  |    .254768  |    .242515  |    .230873  |    .219810  |    .209297  |    .199305  |  
|   27  |    .281998  |    .267848  |    .254434  |    .241715  |    .229654  |    .218216  |    .207368  |    .197078  |    .187316  |  
|   28  |    .269082  |    .255094  |    .241857  |    .229331  |    .217475  |    .206253  |    .195630  |    .185572  |    .176049  |  
|   29  |    .256757  |    .242946  |    .229902  |    .217582  |    .205943  |    .194947  |    .184557  |    .174739  |    .165460  |  
|   30  |    .244997  |    .231377  |    .218538  |    .206434  |    .195021  |    .184260  |    .174110  |    .164537  |    .155507  |  
|   
  |  |||||||||
|   31  |    .233776  |    .220359  |    .207736  |    .195858  |    .184679  |    .174158  |    .164255  |    .154932  |    .146154  |  
|   32  |    .223069  |    .209866  |    .197468  |    .185823  |    .174886  |    .164611  |    .154957  |    .145887  |    .137362  |  
|   33  |    .212852  |    .199873  |    .187707  |    .176303  |    .165612  |    .155587  |    .146186  |    .137370  |    .129100  |  
|   34  |    .203103  |    .190355  |    .178429  |    .167270  |    .156829  |    .147058  |    .137912  |    .129350  |    .121335  |  
|   35  |    .193801  |    .181290  |    .169609  |    .158701  |    .148512  |    .138996  |    .130105  |    .121798  |    .114036  |  
|   
  |  |||||||||
|   36  |    .184924  |    .172657  |    .161225  |    .150570  |    .140637  |    .131376  |    .122741  |    .114688  |    .107177  |  
|   37  |    .176454  |    .164436  |    .153256  |    .142856  |    .133179  |    .124174  |    .115793  |    .107992  |    .100730  |  
|   38  |    .168373  |    .156605  |    .145681  |    .135537  |    .126116  |    .117367  |    .109239  |    .101688  |    .094671  |  
|   39  |    .160661  |    .149148  |    .138480  |    .128593  |    .119428  |    .110933  |    .103056  |    .095751  |    .088977  |  
|   40  |    .153302  |    .142046  |    .131635  |    .122004  |    .113095  |    .104851  |    .097222  |    .090161  |    .083625  |  
|   
  |  |||||||||
|   41  |    .146281  |    .135282  |    .125128  |    .115754  |    .107098  |    .099103  |    .091719  |    .084897  |    .078595  |  
|   42  |    .139581  |    .128840  |    .118943  |    .109823  |    .101418  |    .093670  |    .086527  |    .079941  |    .073867  |  
|   43  |    .133188  |    .122704  |    .113064  |    .104197  |    .096040  |    .088535  |    .081630  |    .075274  |    .069424  |  
|   44  |    .127088  |    .116861  |    .107475  |    .098858  |    .090947  |    .083682  |    .077009  |    .070880  |    .065248  |  
|   45  |    .121267  |    .111297  |    .102163  |    .093793  |    .086124  |    .079094  |    .072650  |    .066742  |    .061323  |  
|   
  |  |||||||||
|   46  |    .115713  |    .105997  |    .097113  |    .088988  |    .081557  |    .074758  |    .068538  |    .062845  |    .057635  |  
|   47  |    .110413  |    .100949  |    .092312  |    .084429  |    .077232  |    .070660  |    .064658  |    .059176  |    .054168  |  
|   48  |    .105356  |    .096142  |    .087749  |    .080103  |    .073136  |    .066786  |    .060998  |    .055722  |    .050910  |  
|   49  |    .100530  |    .091564  |    .083412  |    .075999  |    .069258  |    .063125  |    .057546  |    .052469  |    .047848  |  
|   50  |    .095926  |    .087204  |    .079289  |    .072106  |    .065585  |    .059665  |    .054288  |    .049405  |    .044970  |