Single Life Unitrust Remainder Factors – after April 30, 2009 (2.0% to 3.8%)

(For valuation dates occurring after April 30, 2009)

ADJUSTED PAYOUT RATE

AGE

2.0%

2.2%

2.4%

2.6%

2.8%

3.0%

3.2%

3.4%

3.6%

3.8%

0

.22674

.19702

.17152

.14963

.13083

.11468

.10078

.08881

.07849

.06960

1

.22592

.19578

.16988

.14761

.12845

.11194

.09772

.08546

.07487

.06572

2

.23014

.19977

.17364

.15112

.13170

.11495

.10049

.08799

.07719

.06783

3

.23458

.20400

.17763

.15486

.13520

.11821

.10351

.09078

.07976

.07020

4

.23917

.20839

.18179

.15878

.13888

.12164

.10670

.09375

.08250

.07273

5

.24389

.21291

.18608

.16284

.14269

.12521

.11004

.09685

.08538

.07540

6

.24873

.21755

.19051

.16703

.14665

.12893

.11351

.10009

.08840

.07821

7

.25367

.22230

.19504

.17134

.15071

.13275

.11710

.10345

.09154

.08113

8

.25872

.22718

.19971

.17578

.15492

.13672

.12083

.10694

.09481

.08418

9

.26390

.23218

.20451

.18035

.15926

.14082

.12470

.11058

.09822

.08738

10

.26918

.23730

.20943

.18506

.16373

.14506

.12870

.11435

.10176

.09071

11

.27459

.24254

.21448

.18990

.16835

.14944

.13285

.11827

.10545

.09418

12

.28010

.24791

.21966

.19487

.17310

.15396

.13713

.12232

.10928

.09779

13

.28570

.25336

.22494

.19994

.17795

.15858

.14153

.12649

.11322

.10150

14

.29136

.25888

.23028

.20508

.18287

.16328

.14599

.13072

.11723

.10529

15

.29705

.26444

.23566

.21027

.18785

.16803

.15051

.13501

.12129

.10912

16

.30277

.27003

.24109

.21550

.19286

.17282

.15507

.13934

.12538

.11300

17

.30853

.27566

.24656

.22078

.19793

.17767

.15969

.14372

.12953

.11692

18

.31434

.28135

.25209

.22612

.20307

.18258

.16437

.14817

.13375

.12091

19

.32022

.28712

.25770

.23155

.20829

.18758

.16914

.15271

.13806

.12499

20

.32620

.29299

.26342

.23709

.21363

.19271

.17404

.15738

.14250

.12920

21

.33226

.29895

.26925

.24274

.21908

.19795

.17906

.16217

.14705

.13352

22

.33841

.30501

.27518

.24851

.22466

.20331

.18420

.16708

.15174

.13797

23

.34467

.31120

.28124

.25441

.23037

.20882

.18949

.17215

.15657

.14257

24

.35107

.31753

.28746

.26048

.23626

.21451

.19497

.17740

.16159

.14736

25

.35762

.32402

.29385

.26672

.24233

.22039

.20064

.18285

.16682

.15236

26

.36432

.33068

.30041

.27316

.24860

.22647

.20652

.18852

.17226

.15758

27

.37117

.33751

.30716

.27978

.25508

.23277

.21262

.19441

.17793

.16303

28

.37818

.34450

.31409

.28660

.26175

.23927

.21893

.20051

.18383

.16871

29

.38533

.35165

.32117

.29359

.26860

.24596

.22544

.20683

.18993

.17460

30

.39260

.35893

.32841

.30074

.27563

.25284

.23214

.21333

.19624

.18069

31

.40000

.36636

.33581

.30806

.28284

.25990

.23904

.22004

.20275

.18699

32

.40752

.37393

.34336

.31555

.29022

.26715

.24612

.22695

.20946

.19350

33

.41518

.38164

.35108

.32321

.29779

.27459

.25342

.23407

.21640

.20024

34

.42295

.38948

.35892

.33102

.30552

.28220

.26089

.24138

.22353

.20717

35

.43084

.39745

.36692

.33899

.31342

.29000

.26855

.24889

.23086

.21432

36

.43884

.40556

.37507

.34712

.32149

.29798

.27641

.25660

.23841

.22169

37

.44696

.41380

.38335

.35541

.32973

.30614

.28446

.26451

.24616

.22927

38

.45520

.42217

.39180

.36386

.33816

.31450

.29271

.27264

.25414

.23708

39

.46355

.43066

.40037

.37247

.34675

.32303

.30115

.28097

.26233

.24511

40

.47200

.43928

.40909

.38123

.35550

.33174

.30978

.28949

.27072

.25336

41

.48056

.44801

.41794

.39014

.36442

.34063

.31861

.29822

.27933

.26183

42

.48921

.45687

.42692

.39919

.37350

.34969

.32761

.30714

.28814

.27051

43

.49798

.46585

.43605

.40841

.38276

.35895

.33683

.31629

.29719

.27944

44

.50684

.47494

.44531

.41778

.39218

.36838

.34624

.32563

.30645

.28859

45

.51580

.48415

.45470

.42729

.40177

.37799

.35584

.33519

.31593

.29797

46

.52487

.49349

.46423

.43696

.41152

.38779

.36564

.34496

.32564

.30760

47

.53402

.50292

.47389

.44677

.42144

.39776

.37563

.35493

.33557

.31745

48

.54327

.51247

.48367

.45673

.43151

.40791

.38581

.36511

.34572

.32754

49

.55261

.52213

.49358

.46683

.44176

.41825

.39620

.37551

.35610

.33787

50

.56205

.53192

.50364

.47710

.45219

.42879

.40681

.38615

.36673

.34848

51

.57160

.54182

.51384

.48753

.46279

.43952

.41762

.39702

.37761

.35934

52

.58124

.55185

.52417

.49812

.47357

.45045

.42866

.40812

.38875

.37048

53

.59098

.56198

.53464

.50885

.48452

.46157

.43990

.41945

.40013

.38187

54

.60078

.57220

.54521

.51972

.49563

.47286

.45133

.43098

.41173

.39351

55

.61064

.58250

.55588

.53069

.50686

.48429

.46293

.44270

.42353

.40536

56

.62053

.59283

.56660

.54173

.51817

.49583

.47464

.45455

.43548

.41739

57

.63042

.60320

.57736

.55284

.52956

.50746

.48647

.46653

.44759

.42958

58

.64032

.61357

.58815

.56399

.54102

.51917

.49840

.47863

.45981

.44191

59

.65023

.62397

.59898

.57520

.55255

.53097

.51042

.49084

.47218

.45440

60

.66015

.63440

.60986

.58647

.56416

.54288

.52257

.50320

.48471

.46706

61

.67007

.64485

.62078

.59779

.57583

.55486

.53482

.51567

.49737

.47987

62

.67997

.65529

.63169

.60913

.58754

.56690

.54714

.52823

.51014

.49281

63

.68985

.66571

.64261

.62048

.59928

.57897

.55952

.54087

.52299

.50585

64

.69969

.67611

.65351

.63183

.61104

.59109

.57194

.55357

.53593

.51900

65

.70949

.68649

.66441

.64320

.62282

.60324

.58443

.56635

.54896

.53225

66

.71935

.69694

.67539

.65466

.63472

.61554

.59707

.57931

.56220

.54574

67

.72921

.70741

.68641

.66619

.64671

.62794

.60985

.59241

.57561

.55941

68

.73906

.71788

.69745

.67774

.65873

.64039

.62270

.60562

.58913

.57322

69

.74887

.72831

.70846

.68929

.67077

.65288

.63559

.61888

.60274

.58713

70

.75861

.73870

.71944

.70081

.68279

.66536

.64850

.63218

.61639

.60110

71

.76830

.74903

.73037

.71230

.69480

.67785

.66142

.64551

.63009

.61515

72

.77790

.75929

.74124

.72374

.70677

.69031

.67434

.65885

.64382

.62923

73

.78740

.76944

.75201

.73509

.71866

.70270

.68720

.67215

.65752

.64331

74

.79675

.77945

.76265

.74631

.73042

.71497

.69995

.68534

.67113

.65731

75

.80592

.78929

.77310

.75735

.74201

.72708

.71254

.69839

.68460

.67118

76

.81489

.79892

.78335

.76818

.75340

.73899

.72494

.71125

.69790

.68488

77

.82367

.80834

.79340

.77881

.76458

.75069

.73714

.72391

.71100

.69840

78

.83223

.81755

.80322

.78922

.77554

.76218

.74912

.73636

.72390

.71171

79

.84058

.82654

.81281

.79939

.78627

.77343

.76087

.74859

.73657

.72481

80

.84869

.83528

.82216

.80931

.79673

.78441

.77235

.76054

.74898

.73765

81

.85656

.84377

.83124

.81896

.80692

.79512

.78356

.77222

.76111

.75021

82

.86419

.85201

.84006

.82833

.81683

.80555

.79447

.78361

.77294

.76248

83

.87156

.85997

.84859

.83741

.82644

.81566

.80508

.79468

.78446

.77443

84

.87866

.86765

.85683

.84619

.83574

.82546

.81535

.80542

.79565

.78604

85

.88550

.87505

.86478

.85467

.84472

.83493

.82529

.81582

.80649

.79730

86

.89207

.88217

.87242

.86282

.85337

.84406

.83489

.82586

.81696

.80820

87

.89835

.88899

.87975

.87065

.86168

.85284

.84412

.83552

.82705

.81870

88

.90437

.89552

.88678

.87816

.86966

.86127

.85299

.84483

.83677

.82882

89

.91011

.90175

.89349

.88534

.87729

.86934

.86149

.85374

.84609

.83854

90

.91557

.90768

.89989

.89218

.88457

.87705

.86962

.86227

.85501

.84784

91

.92076

.91333

.90597

.89870

.89151

.88440

.87737

.87041

.86354

.85674

92

.92569

.91868

.91175

.90489

.89811

.89139

.88474

.87817

.87166

.86522

93

.93033

.92374

.91722

.91075

.90435

.89801

.89174

.88552

.87937

.87327

94

.93473

.92853

.92239

.91630

.91027

.90429

.89837

.89250

.88669

.88093

95

.93887

.93305

.92727

.92154

.91586

.91023

.90465

.89912

.89363

.88819

96

.94276

.93729

.93185

.92647

.92112

.91582

.91056

.90534

.90016

.89503

97

.94641

.94127

.93616

.93110

.92607

.92108

.91612

.91120

.90632

.90147

98

.94983

.94500

.94021

.93545

.93072

.92602

.92136

.91672

.91212

.90755

99

.95305

.94852

.94402

.93954

.93510

.93068

.92629

.92193

.91759

.91328

100

.95603

.95178

.94755

.94334

.93916

.93501

.93087

.92677

.92268

.91862

101

.95886

.95487

.95089

.94694

.94302

.93911

.93522

.93136

.92751

.92369

102

.96146

.95771

.95398

.95027

.94657

.94290

.93924

.93560

.93198

.92837

103

.96404

.96053

.95704

.95356

.95010

.94665

.94322

.93981

.93641

.93302

104

.96641

.96312

.95985

.95659

.95334

.95011

.94689

.94368

.94048

.93730

105

.96874

.96567

.96262

.95957

.95654

.95351

.95050

.94749

.94450

.94152

106

.97164

.96884

.96606

.96328

.96051

.95775

.95500

.95225

.94952

.94679

107

.97491

.97242

.96995

.96748

.96501

.96255

.96009

.95764

.95519

.95275

108

.98010

.97812

.97614

.97417

.97220

.97023

.96826

.96629

.96432

.96236

109

.99000

.98900

.98800

.98700

.98600

.98500

.98400

.98300

.98200

.98100